Taylor Kagley is a lifelong Blount County native with deep roots and a passion for helping clients reach their real estate goals. With a background in real estate investment and development, he brings valuable insight to every deal. Outside of work, Taylor enjoys the outdoors with his wife and two sons and is an avid bird dog enthusiast.
Taylor Kagley is a lifelong Blount County native with family roots spanning eight generations in the area. His passion for real estate is deeply connected to his desire to help others achieve their property goals, whether buying a first home, investing in land, or exploring new opportunities in the real estate market.
Family is the driving force behind Taylor’s career. His wife, Becca, and their two sons, Rhett and Jennings, are his greatest inspiration, providing the support and motivation that have shaped his success. Outside of real estate, Taylor enjoys spending time outdoors with his family, whether fishing, camping, or spending time on the river. He is also an avid bird dog enthusiast, a passion that has instilled in him patience, persistence, and attention to detail—qualities that serve him well in his real estate career.
With a background in real estate investment and development, Taylor brings an added layer of expertise to every transaction. His commitment to understanding each client’s unique needs and providing personalized guidance ensures a seamless, efficient, and rewarding experience. Whether working with first-time buyers or seasoned investors, he is dedicated to making the real estate process smooth and stress-free.
Ready to get in touch with Taylor? Contact him at taylorkagley@gmail.com or (865) 660-4237.
Find quick answers to your real estate questions in our FAQ section, covering topics like getting started, property types, and commission rates.
There are several reasons why working with a real estate agent can be beneficial: Expert knowledge, negotiation skills, access to listings, paperwork and legalities, time and stress saving, market insight, recommendations for services, emotional support.
The first step in buying a home is getting pre-approved for a mortgage. (Understand Your Budget, Know Your Financing Options, Strengthen Your Offer, and Save Time)
The credit score needed to buy a home can vary depending on the type of loan you're applying for, but here’s a general guide:
● 620 or higher is typically required for conventional loans.
● 580 or higher is acceptable for FHA loans.
● 620 or higher for VA loans and USDA loans (with some flexibility).
While 30 to 60 days is typical, the process can take longer if there are complications or if you're taking your time finding the right home. If you're in a hurry, some steps, like pre-approval and making offers, can be expedited.
Whether you should sell your home before buying a new one depends on your personal financial situation, the local real estate market, and your level of comfort with risk. There are pros and cons to both approaches.
Closing costs are the fees and expenses that both buyers and sellers need to pay when finalizing a real estate transaction. These costs are paid at the "closing" or settlement, which is when the sale is officially completed, and ownership of the property is transferred.
Here’s a breakdown of typical closing costs:
For Buyers:
For Sellers:
Earnest money is a good-faith gesture that shows you're serious about buying the home. It’s typically refundable if the deal falls through due to contingencies, but if you back out for other reasons, you could lose it.
Commission is negotiable, there are no set fees. However, every agent should be able to give you a value proposition when discussing what they charge to list your home or assist in finding you a home.
While a home inspection is not legally required, it’s highly recommended and often considered essential when buying a home. Here’s why:
Why You Should Get a Home Inspection:
Types of Inspections You Might Consider:
● General Home Inspection
● Termite Inspection
● Radon Test
● Mold Inspection
● Sewer Line Inspection
How Much Does It Cost?
Varies by location, size of the home, and the type of inspection(s) needed.
The value of your home in your current market can be determined by a Realtor completing a Comparable Market Analysis. This is a process where your home is compared to recently sold homes in your area. This is not an appraisal. Appraisal must be done by certified appraisers.